Shopping can be challenging with in-home care, whether for groceries or other essentials. However, there is a better way to streamline the mundane and necessary tasks. Enter a shopping plan! A shopping strategy can ensure you "shop smart," meaning you make informed decisions when spending money.
With your caregiver's help, you can take charge of your shopping by focusing on these tips:
Meal planning
Selecting the right stores
Embracing online shopping
Mastering the art of clipping coupons
Adhering to a budget
1. Meal Planning: A Blueprint for Success
Meal planning is one of the most efficient ways to shop smart. You and your caregiver can brainstorm weekly meals over a cup of coffee. Planning your meals creates a structured shopping list and ensures you purchase ingredients that meet your dietary needs and preferences. This approach to smart shopping minimizes impulse buying and reduces food waste since you'll buy only what you need.
2. Deal Hunting: Choosing the Right Stores
Grocery stores are not all the same, especially regarding pricing and deals. Do some research on local stores that offer frequent discounts, loyalty programs, or special promotions.
Best Buy offers a My Best Buy loyalty program that gets you special shipping rates, price cuts on thousands of items, and more.
CVS offers CVSExtracare, a discount program that gets you 2% back on every purchase, plus other special savings opportunities.
Starbucks has a savings program that lets you earn "stars" which can be redeemed for rewards such as free drinks or food.
You and your caregiver can discuss which stores are budget-friendly, which offer specials for pensioners, and which stock the items you usually buy.
Kohl's offers a 15% discount to those 60 and over.
Walgreens hosts Senior Day on the first Tuesday of every month by offering special deals to those ages 55 and up.
Check out discount stores and local farmer's markets. These often offer better prices on fresh produce.
3. Online Shopping: Convenience at Your Fingertips
In today's digital world, consider using online shopping services to easily compare prices and find special deals without pushing a cart up and down crowded aisles. Look for online subscription services that regularly deliver staple items at discounted prices.
4. Small Savings Add Up with Couponing
When done right, using coupons can significantly cut down your grocery bill. Making couponing part of your shopping plan is an activity you and your caregiver can enjoy together. Both of you can look for coupons online and in local papers. Don't overlook digital coupons, either. While the savings might initially seem small, they can add up over time.
5. Budgeting and Bulk Buying
Smart shopping needs a budget to work well. Team up with your caregiver to set a monthly grocery budget. Include all must-haves and leave room for a small treat now and then. Consider buying in bulk for things that don't spoil quickly or items you use often. This approach can save you money and cut down on shopping trips.
Collaborative Shopping Plan
Creating a shopping plan with your caregiver is a team effort that can lead to smarter shopping habits. A bit of research in your local newspapers should yield the special deals being offered at various store that week. Coupons should be ripe for harvesting. Whether planning a grocery buy or going for a wardrobe update, creating a shopping plan with your caregiver can make the process smooth and painless.
Working with your caregiver, you can create your shopping plan to get the best value for your shopping dollar.